Ultimately, you can minimize the need to take out loans in the future by monitoring your budget and building an emergency fund. However, if you do need to borrow in the future, a personal loan can be an affordable solution. Just be sure to carefully shop among lenders and choose the best option based on your credit scores, income and debt-to-income ratio. https://easzfin.com/can-you-get-a-payday-loan-on-social-security/