However, some policies only offer the option to convert to a permanent policy up to a certain age (often 65 or 70 years old). It’s important to consider your needs and understand that while a renewable term policy offers you a degree of flexibility, it does not provide you with lifelong protection. This is why it’s often best to select a non-cancellable, guaranteed renewable policy wh... https://www.insuracarelife.com/blog/geico-faces-claims-it-underpaid-ohio-total-loss-settlements-with-hidden-deductions/